Google Pay & Apple Pay friendly.
hummpro comes as digital card which you can use with your digital wallet. Simply add it from your App so your card is always on your phone or your wrist.
Do business now, always interest-free.
hummpro is the new way to bolster your business cashflow without credit cards or overdrafts. Get the app, get approved, and have up to $30K instantly, to use anywhere & everywhere, always interest-free.
Any business expense, anywhere.
You can use hummpro everywhere Mastercard is accepted both online and instore. And it’s not just for your bigger business buys – in fact you could use it for everything from tea bags, to office supplies, to hardware – even taking a client or supplier out to lunch!
Monthly Balances.
Maximum flex.
Hummpro works differently to other credit cards. You no longer have to choose between:
making minimum repayments (and paying maximum interest); or making full repayments (avoiding interest but squeezing your cash flow)
new month. New terms.
Each new month is a fresh slate with fresh terms that don’t impact prior Monthly Balances. How you manage each Monthly Balance, is up to you, every time.
SPEAKING
HUMMPRO.
Monthly Balance=
Your Monthly Balance is the cluster of transactions that’s grouped at the end of each month and comes due a month later. A monthly fee of $15 is only charged if you’ve transacted and created a new Monthly Balance.
Pay =
Pay is just what it sounds like. If you do nothing, hummpro will default to Pay, which means it will take the full Monthly Balance from your connected card or bank account on the day it falls due.
Pause =
If you have Monthly Balance that you’d like more time to repay, Pause is the feature that gives you another month for a fee of 3.5% of the Monthly Balance. You can Pause each Monthly Balance up to two times.
Plan =
If you need longer or smaller manageable repayments, Plan is the feature that rolls any Monthly Balance into a 6, 9 or 12-month plan, for a fee of 1.5% per month of the Monthly Balance total*.
You can have multiple Pauses and Plans on multiple Monthly Balances at the same time.
DOWNLOAD THE APP & Apply.
Hold cashflow control in your hands.
Cashflow is unpredictable and hummpro is your defence against uncertainty.
- Sign up for hummpro.
- Add your card to your Google or Apple Wallet.
- Connect a bank account or debit or credit card for repayments.
- See and monitor your Monthly Balances.
- Choose to Pay, Pause or create a longer-term Plan.
Menu
1. Promotional offer valid for all new hummpro accounts opened before 31 March 2021 (“Offer Period”). All hummpro accounts opened during the Offer Period will have the monthly Account Fee ($15 per month if there is a Transaction in an Active Account Period) waived up until 30 June 2021. After 30 June 2021, the monthly Account Fee will apply and be charged where there is a Transaction in an Active Account Period. Approved applicants only. Fees, terms and conditions apply. Exclusions may apply. Cannot be used in conjunction with any other offer. This promotional offer may be amended, suspended or terminated at any time without notice. Credit provided by NZ hummpro NZBN 9429048373890.
*The 1.5% fee is fixed for the duration of the Plan and is based on the starting Plan balance. The fee is charged each month when the Plan instalment is due and is only payable if the Plan remains open. If the Plan is paid off early, the remaining Plan fees will not be charged. 6 mths – maximum total Plan fee is 9% of the Plan balance. 9 mths – maximum total Plan fee is 13.5% of the Plan balance. 12 mths – maximum total Plan fee is 18% of the Plan balance.
©2020 humm®pro is provided by hummpro Limited NZBN 9429048373890. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.