Built for business.
Sign up before 1 February 2021 and get your monthly Account Fee waived until 30 April 2021.1
1. Lending criteria, fees and T&Cs apply.
Cashflow control is yours.
humm® pro is here, and with it a revolution in business cashflow. Need something now and want to pay later? humm pro gives you access to up to $30K with flexible repayment options.
Pay for all the things you need now to run your business and choose when you repay. Stay in complete control of your business cashflow.
Pay
Easy.
Pay for your expenses with humm pro everywhere Mastercard is accepted and have your transactions bundled up monthly with another month to repay.
Pause
Easy.
Pause your repayment for an extra month for a 3.5% fee.
Plan
Easy.
Need more time? Plan your repayments and break them into smaller monthly instalments. 6, 9 or 12 –month plans available for a fee of 1.5% per month*.
UP TO $30K
ON TAP.
Have a chunky pre-approved credit-line, ready when you need cashflow support.
AUTO REPAY FROM A LINKED CARD.
Link a Visa or Mastercard debit or credit card or bank account of your choice to make repayments, or use Apple Pay.
NO USE.
NO CHARGE.
You only pay a monthly fee in months where humm pro is used.
FRESH START EVERY MONTH.
Get fresh repayment terms for each monthly balance, and manage repayments individually with Pay, Pause and Plan.
Call the cashflow shots.
Download the humm®pro app where full management of your purchases and repayments will be in the palm of your hand.
- Add your humm pro card to your Google or Apple Wallet.
- Link a bank account or Visa or Mastercard credit or debit card for repayments... or use Apple Pay.
- Keep tabs on your available balance.
- Activate a Pause or a Plan to optimise your cashflow.
DOWNLOAD THE APP & Apply.
Fees.
$20
monthly fee,
only in months when used
3.5%
(of Paused balance) fee to Pause your repayment for an extra month.
$20
late fee if repayment falls beyond due date.
1.5%*
(of starting Plan balance) fee per month for
6, 9, & 12-month payment plans.
Repay over 6 months =
Max. 9% total fee
Max. 9% total fee
Repay over 9 months =
Max. 13.5% total fee
Max. 13.5% total fee
Repay over 12 months =
Max. 18% total fee
Max. 18% total fee
Pay your Plan off early anytime and pay no Plan fees.
DOWNLOAD THE APP
You could be approved and have funds in minutes.
^Applies to sole trader and sole director businesses only.
For borrowers who are companies with multiple directors, partnerships or trusts, see below.
For borrowers who are companies with multiple directors, partnerships or trusts, see below.
WHAT YOU’LL NEED.
- Your business NZBN
- Confirmation your business has been operating for at least 2 years
- Authority to open the humm pro account for your business
- Your business bank account log-in details
- Your business estimated annual turnover & net profit
- New Zealand driver’s licence or New Zealand passport
- Your email address & mobile phone number
WHAT YOU’LL NEED IF YOUR COMPANY HAS MULTIPLE DIRECTORS OR YOUR BUSINESS IS A PARTNERSHIP OR TRUST
In addition to the above you’ll also need to:
- For a company with multiple directors – nominate a second director to sign the contract
- For a partnership or trust – upload the partnership agreement or trust deed (as applicable)
- Add contact details for other parties such as directors, shareholders or trustees (as applicable) so we can verify their identity and do a credit check (in certain circumstances)
Once provided, we’ll be back to you within 1 business day.
Humm brands for all your finance needs.
