What is a pending transaction?

You may see two types of pending transactions:

Your purchases:

These transactions are being processed through the merchant’s bank accounts and our systems.

Your repayments:

These will be repayments from your bank account as a funding source. It typically takes up to 3 days for your bank to process your bank account direct debit repayments so it will show as pending until it is cleared by your bank. Your account balance and available spend will only be updated once your repayment clears and it will move from ’pending’ status.